10 considerations for creating a perfect income plan One of the biggest concerns retirees face is the fear of running out of money during retirement. As you transition into retirement,

Daily progress on your goals creates momentum towards your major life goals Accomplishing great goals in life requires small incremental steps taken daily. These daily steps focused on your major

“You don’t buy life insurance because you are going to die, but because those you love are going to live.” — Unknown author In my new book, Tax-Efficient Wealth, I discuss

In this article, I explored the meaning of financial independence. According to Wikipedia, financial independence is the status of having enough income to pay one’s living expenses for the rest

“Next to being shot at and missed, nothing is quite as satisfying as an income tax refund.” — F.J. Raymond When it comes to taxes, the term “income” isn’t quite

This pandemic has forced a lot of people to make significant financial decisions. Some have sold assets to generate income to fund basic living expenses. Some have sold assets to

If you are considering starting a business, one key lesson you may have learned from this pandemic is the importance of cash flow. Many businesses had their cash flow completely

Clarifying the differences between CPP and OAS for Canadians nearing retirement For many Canadians nearing retirement age and those considering their options for the best time to take retirement benefits,